First Time Home Buyers: Paying Rents on Time is Critical for You to Get a Loan Approval. If you’re a renter and planning to buy your first home, paying your rent on time is not optional—it’s part of your future mortgage approval. Here’s why ⬇️ When you apply for a home loan, the underwriter will verify your rent payment history with your landlord—typically the last 12 months. ✅ On-time rent payments show you can handle a housing payment ❌ Late or missed rent can raise red flags—even if your cred
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Most buyers think PMI is automatic under 20% down. It’s not always. In some cases, seller credits can be used to eliminate the monthly PMI payment with a single premium structure. The key is how the deal is written and what your loan program allows. #realestate #firsttimehomebuyer #mortgagetips
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Bao Vue NMLS# 2067845 Senior Mortgage Loan Officer Call or text: 651-728-0295 Email: Bao.vue@swbc.com Website: http://www.swbcmortgage.com/bao-vue Address: 8201 Norman Center Dr # 420, Bloomington, MN 55437 . SWBC Mortgage Corporation NMLS #9741 Check Licensing at www.nmlsconsumeraccess.org . #mortgage101 #hmong #hmoob #mlobaovue #loanofficer #minnesota #firsttimehomebuyer | Bao Vue Mortgage Loan Officer NMLS# 2067845
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455K views · 1.7K reactions | First Time Buyers - the single biggest factor that’ll effect your mortgage rate. A beginner’s guide to how the all too critical Loan-To-Value (LTV) ratio works. For far more & comparisons go to www.MoneySavingExpert.com | Martin Lewis | Facebook
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