💡 What’s DTI & why does it matter?DTI = Debt-to-Income ratio—a key number lenders use to see how much of your monthly income goes toward debt. For example, if you earn $5,000 a month and $1,500 goes to debt, your DTI is 30%. Lower DTI = more flexibility and better loan options. ✅Understanding your DTI can make or break your mortgage approval—and help you plan smarter before you start house hunting. 🏡👉 DM us if you’re curious where your DTI stands or need tips to improve it before applying!#Wh

Most people apply for loan without knowing this… But your DTI (Debt-to-Income Ratio) decides how much EMI your bank will approve. Higher DTI = Lower EMI Lower DTI = Higher loan approval Iss reel me bata diya ✔ DTI kya hota hai ✔ Bank kitna DTI accept karta hai ✔ Aap kitni EMI afford kar sakte ho Smart borrower bano. DTI ko samajh lo = loan easily approve ho jayega. 💰📊 . . #dti #debttoincome #loanapproval #emi #financetips #bankingfacts #loaneligibility #mutualfundsindia #financialeducation #fi

💰 What’s DTI and why does it matter when buying a home? Your Debt-to-Income Ratio (DTI) plays a huge role in whether you qualify for a mortgage. Here’s the quick breakdown ↓ Your DTI compares your monthly debt payments (like car loans, credit cards, and your future mortgage payment) to your gross monthly income, meaning before taxes. The lower your DTI, the stronger your approval looks. However, don’t stress, that’s where I come in! Every situation is different, and there are loan programs for