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Private Credit Is Fearing ‘Shadow Defaults’ Because of This Lending Tactic
Private-credit firms used a loan option that defers interest payments in order to win competitive deals. WSJ’s AnnaMaria Andriotis explains why they’re now beginning to cut back on the option, known as payment in kind, or PIK. #wsj #thewallstreetjournal #finance
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Your credit score is not a measure of your financial wisdom, your income or your net worth. You do not have to keep borrowing money just to prove you can borrow money. There’s a better path: Make a plan for every dollar. Pay off debt with the debt snowball. Save an emergency fund. Then invest and build real wealth. That’s how you take control of your money and create the kind of financial peace an 850 credit score can never give you. #creditscore #debtfree #debtfreecommunity #debtpayoff
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