Expand your understanding of spending and saving, discover your place in the economy and explore a world-class currency collection.

We explore how many electronic funds transfer (EFT) systems can viably coexist within a jurisdiction at efficient scale by estimating the cost curve of the average EFT. We estimate the marginal cost ...

Governor Tiff Macklem discusses the Bank of Canada’s role in ensuring the stability of money in all its forms, from currency to digital payments. He also outlines how keeping inflation low and stable ...

Governor Tiff Macklem discusses the Bank of Canada’s role in ensuring Canadians can trust their money in all its forms.

Expand your understanding of spending and saving, discover your place in the economy and explore a world-class currency collection.

Good morning. I’m pleased to be here with Senior Deputy Governor Carolyn Rogers to discuss today’s monetary policy decision. Today, Governing Council maintained the policy interest rate at 2.25%. We ...

Expand your understanding of spending and saving, discover your place in the economy and explore a world-class currency collection.

In my work at the Bank of Canada, I often have the opportunity to meet with Canadians and Canadian businesses to better understand what’s happening in the economy at a grassroots level. Productivity ...

The Business Outlook Survey was conducted by in-person, video and phone interviews from August 7 to September 3, 2025. The large majority of interviews were conducted before the announcement of the ...

Good afternoon. It’s a great pleasure to be here in Saskatoon, and I want to thank the Saskatchewan Trade and Export Partnership and the Greater Saskatoon Chamber of Commerce for the invitation.

Good afternoon, and thank you for the opportunity to speak before this year’s Chartered Professional Accountants (CPA) conference. When I accepted this invitation, no one told me I would be speaking ...