Take advantage of price-matching policies: Check the policies for various retailers to see if you can get some money back after you've made a purchase if you find the same item at a better price. For instance, at Target, if you've bought the item after Nov. 7 and the Target price goes down before Dec. 24, you can request a price adjustment.

When the holidays hit, deals abound across the travel industry, from cruises to hotel spas to neck pillows. Black Friday, Cyber Monday and Travel Deal Tuesday emails flood our inboxes with promises of savings.