Learn how a broker of record impacts insurance policies, their roles, and what a broker of record letter entails. Find out ...

Learn how retrospectively rated insurance adjusts premiums based on actual losses, the benefits it offers, and how it ...

The IRS continues its war on captive insurance through its annual announcement that microcaptive insurance companies remain on the Dirty Dozen list. Yet, the IRS declines to adhere to a coherent ...

Permanent life insurance is a type of life insurance policy that provides coverage for the entire lifetime of the insured as long as the premiums are paid. Unlike term life insurance, which offers ...

Christy Bieber has a JD from UCLA School of Law and began her career as a college instructor and textbook author. She has been writing full time for over a decade with a focus on making financial and ...

Permanent life insurance can allow you to continue to support your family members and ensure that they are financially protected after you pass away. This is a life insurance policy that never expires ...

No matter what size your business is, it's smart to invest in some type of business insurance to reduce your risk. Business insurance protects you, your employees and your assets from lawsuits, theft, ...

John Egan is a veteran personal finance writer whose work has been published by outlets such as Bankrate, Experian, Newsweek Vault and Investopedia. Les Masterson is a deputy editor and insurance ...