Not sure if a HELOC or home equity loan is more affordable? Here's which one is cheaper after this week's Fed rate cut.

Monthly payments on a $25,000 home equity loan are much more affordable now, considering recent Fed rate cuts.

The Federal Reserve cut short-term interest rates for a third time in 2025. What's next for borrowers and consumers?

As of the third quarter, Americans owe $1.23 trillion in credit card debt, an all-time high, the New York Fed says.

Today, the average interest rate on a 30-year, fixed-rate mortgage ticked down to 6.14% APR, according to rates provided to ...

This math reveals a modest reduction in the monthly payment. The concern is that the superficial attractiveness of this ...

The average rate on a 30-year U.S. mortgage edged higher this week, though it remains relatively near its low point so far ...

Faced with higher home prices and interest rates, some Greater Akron homeowners are staying where they are and completing ...

Home equity loans and home equity lines of credit (HELOCs) allow homeowners to tap into the value of their homes. A home ...

Also known as the Truth in Lending Act (TILA), Regulation Z was created to protect people from predatory lending practices. It requires lenders to disclose borrowing costs, interest rates and fees ...

Thanks to its latest decision on Wednesday – its final one for 2025 – the Federal Reserve has now reduced its key overnight ...