Royal Bank of Canada maintains a low nonperforming loans to total loans ratio, indicating quality loans. See why I rate RY stock as a hold.

Shares of Royal Bank of Canada RY inched 0.48% higher to C$177.03 Tuesday, in what proved to be an all-around positive trading session for the Canadian market, with the S&P/TSX Composite Index GSPTSE rising 0.52% to 25,419.45. Royal Bank of Canada closed C$3.42 below its 52-week high of C$180.45, which the company achieved on December 6th.

Erste Group analysts downgraded Royal Bank of Canada shares listed on both the Toronto Stock Exchange (RY:CN) and the New York Stock Exchange (NYSE: RY) from Buy to Hold. The downgrade comes as the stock trades near its 52-week high of $128.

Royal Bank of Canada closed C$4.26 short of its 52-week high of C$180.45, which the company achieved on December 6th.

Here’s why any drop in Royal Bank stock in 2025 could be an opportunity for long-term investors to buy it at a bargain.

Central bank lowers its policy rate to 3%, warns Canadian economy’s resilience ‘would be tested’ in trade war with United States