Average car loan interest rates for excellent credit start at 5.50% for new cars and 6.90% for used cars, based on factors such as your credit score, type of car and whether you’re buying a new or ...

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A good auto loan rate depends on your circumstances and the vehicle. In December 2025, the average new car loan rate was 6.90% for new cars and 10.80% for used cars, according to Edmunds. Your credit ...

The average car loan interest rate is 6.35% for new cars and 11.62% for used cars, according to Experian's State of the Automotive Finance Market report from the fourth quarter (Q4) of 2024. If you're ...

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The Federal Reserve will make its final decision about interest rates this year on Wednesday. And at least one member of the ...

Your credit score is one of the most important factors lenders look at when deciding how much interest to charge on your auto loan. Avoid unpleasant surprises by finding out your score before you ...