See how alternative documentation can speed up loan approvals by using bank statements and pay stubs as income proof; ideal for freelancers and those with good credit.

Financing isn’t guaranteed. Lenders can deny you a loan for many reasons — and the most common? Fortunately, there are steps you can take to improve your loan approval odds if you keep getting denied.

You can get a personal loan without a job, but the odds of getting approved are low if you can’t demonstrate your ability to repay. Read Next: 5 Subtly Genius Moves All Wealthy People Make With Their ...

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This guide explains the most widely accepted proof of income documents, including pay stubs, contracts, and digital records.