Deciding between a stand-alone or hybrid long-term care policy can be confusing. We asked ChatGPT for advice, then had a licensed long-term care insurance specialist review its answer line by line.

Toni: Recently, you wrote a Medicare column about various life policies available after 65, and I have a retirement insurance ...

Long-term care insurance can ensure you have the help you need for day-to-day living. There are three main types of long-term care insurance, and which one is best for you will depend on your ...

Welcome to Ask Lacey, an advice column in which accredited financial counselor and MilMo founder Lacey Langford answers your pressing financial questions. Have a question for Lacey? Submit it here. Q.

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Forbes contributors publish independent expert analyses and insights. Steve Vernon, FSA, helps retirees make their money last for life. “Should I buy long-term care insurance?” I’m often asked this ...

As you age, your need for assistance, whether it be at home or in a nursing home or assisted living facility, increases. Given the prevalence of long-term care services being required, it's no ...

The stakes are high. Here's a guide to using AI for assistance in making complicated financial decisions. A previous version of this column incorrectly characterized the HeyMOE tool as powered by AI.

Posted: January 16, 2026 | Last updated: January 16, 2026 Trump Cabinet secretaries conspired to violate Constitution, judge ...

“We’ve been paying into long-term-care insurance since we were in our mid-50s,” said a friend, now in her late 60s. “But with all of the premium increases, we might have been better off just investing ...

Learn how elimination periods impact insurance costs and benefits. Discover tips for choosing the right waiting period for ...