Dave Ramsey tells homeless, unemployed Ohio man with $14K debt there’s no point declaring bankruptcy. Here’s why

Toby called into The Ramsey Show from Ohio, laying his problems on the line. He’s homeless, unemployed and saddled with $14,000 in debt of which nearly half is a car loan. Even his car’s “broke.” He ...

Dave Ramsey: “You Can’t Put $2,500 Away Because You Got $86,000 in Debt Sucking the Bone Marrow Out of Your Life”

A couple approaching 40 with $86,000 in debt and a $200,000 household income called into The Dave Ramsey Show in March 2026 ...
Arkansas Catholic

Dave Ramsey: Clear debt before starting master’s degree

Dave Ramsey advises waiting until debt is paid off before pursuing a master's degree. Quitting a job and borrowing more money is not recommended.
24/7 Wall St.

Dave Ramsey Lays It Out For $107,000 Earner: “This Is Going to Take You Seven to 10 Years”

A 40-year-old social worker calls into The Dave Ramsey Show with nearly $300,000 in student loan debt, a 6-month-old baby, a paid-off $450,000 house in suburban New Jersey, and a husband earning $107, ...

Dave Ramsey tells homeless, unemployed Ohio man with $14K debt that there’s no point declaring bankruptcy. Why his money problems are just symptoms

Ramsey says his troubles are just symptoms of something else.