Without a fix from Congress, costs for many people who buy health care on the Affordable Care Act marketplace have gone up. Here's what's to know about cheaper choices — and pitfalls to be aware of.

More than 20 million Americans who obtain coverage through the ACA will face steep premium increases in January. Many could see their costs more than double.

Options that might seem like alternatives, like fixed indemnities and short-term plans, don’t offer comprehensive medical coverage and aren’t subject to ACA patient protections.

With open enrollment for Affordable Care Act plans starting Jan. 1 closed, the Maine Bureau of Insurance says enrollment is down roughly 7% compared to last year. The office estimates that around 5,700 Mainers have cancelled their plans and many people are still on the fence.

Millions of people with an Affordable Care Act health plan face a massive jump in premiums next year — this chart shows just how much.

La., said Republicans worked on the issue throughout the weekend but could not come to an agreement with a group of members who want the funds extended.

The drop comes after Congress failed to extend certain tax credits that expire at the end of the year, leading premiums to increase by an average of 77% in Maine.

"I don't know how I'm going to pay for this," said one person with an Affordable Care Act plan that will cost her $1,100 a month starting in January.